Our « Post Brexit » Task Force


In June 2016 and after a long and exhausting campaign, the United-Kingdom decided to leave the European Union. Nine months after the referendum, Prime Minister Theresa May activated the official mechanism that will make it a reality – Article 50 of the Lisbon Treaty. The time-frame allowed is two years, which is extremely short for multilateral agreements between large economic zones such as the United Kingdom, the European Union and shortly NAFTA, China, India, etc. It is therefore not surprising that the UK and the EU have recently agreed to postpone the official date of the Brexit to March 2019.

The UK and the EU are still negotiating a satisfactory compromise which unfortunately remains elusive. As with any divorce procedure, a happy ending is unusual, and especially when the two players are holding different cards. The EU has a Gross Domestic Product 7 times more significant than the UK, and the outcome of the Brexit will not affect its several multilateral agreements. While, on the contrary, the World Trade Organisation Terms are likely to be extremely tough with the UK, and many questions still remain unanswered.
With its easy access to the Eurozone and the simplicity and efficiency of Anglo-Saxon model, the UK has traditionally been considered one of the most powerful financial centers in Europe. Brexit will have huge consequences to the financial sector, because most of the Eurozone agreements require a decision-making center within the Eurozone. The UK is about to give up its « freedom to provide services » in the Eurozone, which allows, among other things, to issue one single insurance coverage from the UK for all EU countries. Foreign companies will soon have to choose between two options: a purely local British program, which cannot cover any other European country ; or one single policy covering the client’s needs across Europe and managed centrally by one European broker. The latter reduces the number of broker agreements needed and, is more efficient and cost effective.

Brexit will be in force in April 2019 as far as International programs are concerned. Guemas International (GI) is already fully equipped and prepared to provide the best option for the US market.
Our specifically selected and fully experienced international team are dedicated to handling any incoming portfolio, and with our GI Network, we are the best option to manage international programs, all with strict respect to compliance requirements. Our Paris based “Post Brexit” task force is a strong alternative to British brokers, being able to place and coordinate the European risks and to implement Freedom of services policies within the European Union.

For further information : incoming-business

Cartographie des risques et audit

La loi n°2016-1691 du 9 décembre 2016 relative à la transparence, à la lutte contre la corruption et la modernisation de la vie économique, aussi appelée loi Sapin II, est au cœur de l’actualité économique Française. Restée relativement longtemps inaperçue, sa mise en application le 1er juin 2017 a pris de court bon nombre d’entreprises françaises, notamment PME et ETI.

Mais sont-elles prêtes à ce chamboulement ?

La loi vise en effet un spectre large d’entreprises (plus de cent millions d’euros de chiffre d’affaires et plus de cinq cents salariés) qui doivent dès à présent prendre au sérieux toute la mesure et l’étendu de ce texte. Chapoté par le nouveau « gendarme » de la transparence et de la corruption, l’AFA, les manquements aux obligations réglementaires nouvelles auront des répercussions pouvant aller jusqu’à un millions d’euros et 200 000 euros pour les mandataires sociaux. Il est ainsi primordial pour les entreprises visées de faire le point sur ses dispositifs et de se mettre en conformité avec la nouvelle réglementation.

Le cabinet Guemas International, plus qu’un simple courtier, peut vous accompagner dans cette démarche de mise en conformité et de cartographie de vos risques en termes de corruption.

« Notre équipe allie les méthodes de conseil avec la connaissance opérationnelle
des risques et des marchés, cœur de métier du Groupe Guemas. »


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